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What happens if your
home or small business office is damaged by fire, flood, or
hurricane?
Are you prepared to provide the detailed proof of your loss to
insure timely and complete insurance coverage? How do you know you
if you have adequate insurance coverage? Property values have
increased dramatically! Have you assessed and documented the
replacement cost of all contents?
One study1
states that 59% of US homes are underinsured by an average of 22%.
Another 2 states that 85% of
small businesses are under insured by 40%-50%.
We will
work with you to create
a home or small business office inventory of key information and
digital photos for insurance or other purposes.
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Your inventory is
well documented - in Microsoft Excel or Word for easy updates. We also provide
a way to easily view and print your inventory from a web
browser.
Click here to see a partial example.
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Customized Format - We provide a basic format or will
customize it to your specific needs.
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Digital
photos - We provide high quality digital photos of the
outside of the structure and each room. Up to 25 individual
photos are provided for your most valuable items. These photos
are linked with the inventory. A small fee of $1 is charged for
each item you select above 25.
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Digital
movie - a digital movie (PC playback) can be made of the
structure and each room for an additional $45.
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Replacement Cost
- We work with you to obtain and document the
initial purchase price or your estimated price. As an option ($1
per item), we will search the web to get estimated replacement
cost.
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Backup
Copy - Two copies are
provided on CD or DVD disks so that you can store one off-site.
This includes the detailed inventory and digital photos.
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Typical base price for a
home is $200 and a small business office is $350. Of course the
final price quote will vary with the size of the inventory and
amount of information you want recorded.
Consider the real value our
service if you don't have adequate documentation stored
off-site! Call us to review your needs and obtain a quick quote.
References:
(1)
www.metlifeyourlife.com/06_spring_underinsured.htm
(2)
www.insurancejournal.com/magazines/west/2005/06/20/features/56995.htm |
